The following credit cards have fees because they accept people with POOR CREDIT. If you need to re-establish your credit, it could be well worth the fees associated with the credit being extended to you. Please note that once you attain a credit score of 620 or higher, it would be in your best interest to call your credit card company to ask that you be waived the fees or to switch you to a better card with a better interest rate.

Simply getting a credit card will not help you build, re-build or re-establish your credit history. Making on-time minimum payments with all of your creditors is one key to rebuilding your credit history. Prepaid debit cards, unlike credit cards, do not provide a line of credit and do not influence your credit history. Choose from secured and unsecured credit cards, and prepaid card offers below - some of them are fee-based.

You will NOT find the interest rates listed here for these credit card companies because you should NEVER PAY INTEREST! It doesn't matter what their interest rate is, if you never pay it, because you pay off the balance in full each month. Keep in mind that you must be diligent/committed to doing this if you want to gain and keep control of your finances, self-respect and a HIGH CREDIT SCORE.

First Premier Bank Gold MasterCard/Visa
Monthly fee: $7

Orchard Bank Platinum MasterCard                       
Annual fee: $29-$89

Capital One Secured MasterCard
Annual fee: $29

                              Here's To Your Financial Destiny Now!