Are you feeling like, what's the use? My credit's jacked, I can't get anything and if by chance I do I'm gonna have to pay higher rates. Let me tell you, it's never too late to fix what we may have done to our credit in youth and ignorance. But let's take it a step further and began to teach our kids, our youth, the importance of having and maintaining good/great credit as well as good/great money managing skills. Life is sometimes a hard lesson to learn/live but I feel it could be a lot easi...
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